Multiple Vehicle Car Insurance
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When you are trying to arrange car insurance and have poor credit, then in almost all circumstances this will not affect the car insurance fee that you are charged.
Nearly all car insurance providers will only focus on your driving history, like should you have some motoring convictions and the number of years that you have not submitted a claim etc.
That is the basis on which the motor insurance companies come up with your specific premium, by determining it on your driving record.
Your financial past is not of any consequence to them provided that you can make the monthly premium.
The one potential difference might be that the provider could request that you pay the whole premium at the start rather than allowing you a per month direct deduction opportunity.
Keep in mind that the majority of motor insurers - like property insurers - perform searches on your financial file. However, this is exclusively for fraud prevention and they will do this regularly for everyone who applies. The check will confirm your identity. As an example, the insurer can look to see that on record, you are staying at the same address that you claimed on your car insurance application form.
Credit checks such as these will not have an impact your credit rating at any time.
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