Car Insurance Broker
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Should you be trying to find motor insurance and have adverse credit, then in the majority of cases this will not have an impact the car insurance payment that they charge you.
Most motor insurance providers are only looking at your driving record, for example, should you have some driving convictions and how many years without a claim etc.
That is the way in which the car insurance companies determine your specific premium, by examining your motoring record.
Your financial record does not matter to them as long as you can make the payments.
The only difference may be that the insurance company could instruct you to give the whole premium all in advance as opposed to allowing you a month by month automatic deduction option.
You should be aware that almost all car insurers - much like property insurers - initiate inquires on your credit file. Nevertheless, this is purely for fraud prevention which they do as a matter of routine for everyone who applies. The inquiry will prove that you are who you say you are. For example, the insurance company can find out that you are shown to be staying at the same place that you filed on your car insurance application form.
Credit checks such as these will not influence your credit score in the future.
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